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Category: Benefits News

Pioneers Benefits Programs Now Open

Pioneers member benefit programs opportunity for your community, friends and family

Pioneers have a long-standing history of providing support in our communities. We do it through hands-on projects and by providing resources and opportunities to enhance one’s quality of life. In an effort to build on the support we provide, Pioneers are happy to announce that our Affinity Partnerships and discounts are now additional resources and benefits that you can offer to your community partners, organizations, family members and friends. We make a real difference in the communities we serve, and we want Pioneers’ benefits to make a difference as well. Every time someone uses a Pioneers Affinity Partner link, in addition to receiving a great discount, they are also helping the Pioneers retain those Affinity Partner relationships which assists with overall support of the organization. To start sharing, please reference the website or links below. Thank you for your continued support of Pioneers Affinity Partnerships.

Laura Whitlock
Interim Executive Director
Pioneers, a volunteer network


Pioneers Telecom Volunteers | Member Benefits | Partners Discounts

Financial
LifeLock
https://www.lifelock.com/store?promocode=PIONEERSMEMBER
Pioneers get 35% off the first year of LifeLock

Insurance
Vision Service Plan (VSP)
https://www.vspdirect.com/pioneers/welcome
Pioneers save $235+ each year on eye care and eyewear

Travel
Avis**
https://www.avis.com/en/association/B291099
Up to 25% off

Budget**
https://www.budget.com/en/association/R198199
Up to 25% off

Collette
www.gocollette.com/pioneers
Pioneers can save up to $500 per person* on seasonal offers

Emergency Assistance
www.emergencyassistanceplus.com/TelecomPioneers
Pioneers discounted group rates

Hotel Engine**
www.hotelengine.com/join/piovol5
Average savings of 26%

Orlando Vacation
Welcome – Orlando Employee Discounts
Pioneers can save up to 35% off their next vacation to Orlando

TNT/Funjet
https://www.funjet.com/default.aspx?plcode=pioneers&gsvendor=TPV
5% member discount and “Price Match Plus”

Discounts
Life Line Screening

http://www.lifelinescreening.com/pioneers
Special discounted flat group rate. 4 screenings for $135, plus osteo for $10 more

Office Depot
http://officediscounts.org/pioneers/
Pioneers can save up to 75% qualifying items

SCI – Neptune & Dignity
http://www.neptunesociety.com/cremation-prices
Pioneers receive an additional 10% off the standard pricing
https://tp.dignitymemorial.com/

LifeStation
https://www.lifestation.com/pioneers/
Special Offer for Pioneers. Starting at $19.95/month.

Hear in America
http://www.hearinamerica.com/Pioneers
30%-70%

Legal Shield**
https://w3.legalshield.com/gs/init?grp=pvn   
Discounts vary
Long-Term Care 
Planning Kit Call: 1-800-616-8759
Discounts vary

MetLife Dental
MetLife TakeAlong Dental – Dental Insurance
Discounts vary

Nationwide Pet Insurance
TelecomPioneers (petinsurance.com)
Discounts vary

Simply Affordable Insurance
https://info.simplyaffordableinsurance.com/pioneers  
Discounts vary

SingleCare
 http://www.singlecare.com/pioneers
Discounts vary

Brookdale Communities
http://www.pioneersvolunteer.org/Pioneers/Members/Benefits_Details.aspx#/Brookdale
7.5% off monthly fees

Santa Tours**
www.incontra.com
 
** Available to Canadian Pioneers

5680 Greenwood Plaza Blvd, Suite 500
Greenwood Village, CO 80111


Submitted by Administrator

Lucent/Nokia Benefits


PENSION NEWS How we run our money: Nokia

In the article below, Arto Sirvio, Nokia’s director of pensions, tells Carlo Svaluto Moreolo how the communication and information technology company manages a large portfolio of pension plans. Reprinted from January 2018. In a world where corporate behaviour comes under closer scrutiny, the way companies treat current and past employees is critical. Ensuring they are financially secure in retirement is not something that can be overlooked by management boards. But for a company such as Nokia, which has about 100,000 staff and more than 200,000 retired employees, pensions can become a great challenge… Click here for the full article.

http://www.benefitanswersplus.com/index.html

www.benefitanswersplus.com/global_pdf/RetiredInPaySPD_NRIP_1_2019_final.pdf

https://qa.benefitanswersplus.com/active_r/pdf/Annual_Funding_Notice_2019_AR.pdf

All retired employees that worked for Western Electric, AT&T, Lucent Technologies but retired from Avaya has their pension from Avaya paid by the PBGC the Pension Benefit Guaranty Corporation as Avaya filed bankruptcy under chapter 11

https://www.pbgc.gov/

Summitted by Administrator

Lucent / Nokia Chapter NRLN

ABOUT THE LRO & THE LUCENT CHAPTER

THE LUCENT RETIREES ORGANIZATION (LRO) was chartered in January 2003 in the state of New York. Its purpose is to address the interests of 127,000 individuals under the Lucent pension plan that embodies all Lucent and Bell Labs retirees, including those who retired when the company was known as Western Electric and/or AT&T Network Systems, plus subsidiaries such as Teletype and Sandia.   Western Electric — AT&T Network Systems Division — Lucent Technologies — Alcatel Lucent and NOW: NOKIA!! Throughout, the Lucent Retirees Organization — your LRO — has done its best to represent the interests of its retirees with whatever of the foregoing names. AND all retirees can be assured that the LRO will continue to make sure that company promises made to all of us are kept — no matter the latest corporate name or headquarters location!!”   And now we have teamed as a chapter of the National Retirees Legislative Network. The remaining Nokia issues of pensions, life and health care insurance increasingly require lobbying Congress for national solutions. Benefits, including pensions, life insurance, prescription drug costs, Social Security and Medicare are ongoing national issues that face Lucent / Nokia retirees and former Lucent employees who will retire from Nokia in the future and most if not all other NRLN association, chapter and individual members. These issues will impact our kids and grandkids in the future if our generation doesn’t address them now.   Your Chapter will continue the fight, with the support of two million other NRLN retirees and professional staff to lobby for legislation that will protect current and future retirees. The NRLN has the numbers, experience on Capitol Hill and the expertise to influence legislation. The LRO’s 17,000 retirees represents a powerful component of that force. Your active participation can make a difference.   Over the years over 17,000 retirees have been members, and over 13.000 are still active. Membership is open to current retirees with a Lucent pension, a person vested for a Lucent pension, or the spouse of any such retiree or vested person. JOIN US to receive email updates.

FOR THOSE REVIEWING THEIR MEDICARE OPTIONS,
BE SURE TO CONTACT STATE HELP FREE

Submitted by Webmaster

TO ALL LRO MEMBERS ABOUT THE GROUP LIFE INSURANCE BENEFIT:

You will receive shortly an important notice from Nokia concerning your pension fund and the Group Life insurance fund. The first good news is that the Nokia Retirement Income Plan “NRIP” (the pension plan for former management retirees) is funded at about 121% of its total benefit requirements. Total assets in the plan are $17 billion which now allows Nokia to take further action to provide additional funding to our Group Life Insurance Plan.

You are probably aware of our concern that the Trust Fund which pays Group Life benefits has been expected to be depleted in a few more years. We have been working with Nokia to hopefully extend that for additional years. You should be aware that our retiree body is getting older and we are losing retirees at an increasing rate.

Under current federal law, a company with well funded pension plans (in excess of 120%) may transfer some of that excess to pay the cost of Group Life insurance. In order to do one of these transfers, an employer is required to notify participants at least 90 days before the date of the planned transfer. Although Nokia has not determined definitely that it will do the transfer, it is require to provide the notice now. As set forth in the notice, Nokia has determined that the excess above 120% is about $ 253 million.If they decide to move forward, they would transfer up to $ 89 million of the excess to pay for Group Life coverage for eligible retired NRIP participants for the years ending December 31, 2019 and December 31, 2020. The transfer, if made, would occur on December 30, 2019.

The transfer, if made, is expected to extend the life of the Group Life Trust for five years.

The Nokia notice closes with the assurance that the pension benefit for all NRIP participants is fully vested and nonforfeitable.

Questions about this transfer can be addressed to fcminter@aol.com or 1-205-915-2908.

                    LRO BOARD OF DIRECTORS

Nokia Benefits Website Changed

The Nokia US benefit plan administrator’s website address for Your Benefits Resources™(YBR) has been changed. The new YBR website address is: https://digital.alight.com/nokia

While the website address has changed, retirees should continue using their current YBR User IDs and passwords to access their personalized benefits information on YBR.

As a reminder, retirees can use the YBR website for benefit-related activities such as:

  • Enrolling in Nokia’s health and welfare plans (e.g., medical and dental);
  • Making and/or changing Nokia Savings/401(k) Plan elections;
  • Updating dependent or beneficiary information, in applicable; and
  • Projecting pension benefits and/or electing to commence pension benefits, if applicable.

Anyone who bookmarked the old YBR website address should take a moment to update the bookmark to reflect the new address.

The old YBR website address will continue to be active through December 31, 2019. Until that time, anyone using the old website address will automatically be redirected to the new website address.

Retirees’ questions about this change should be directed to the Nokia Benefits Resource Center (NBRC) at 888-232-4111, Monday – Friday, 9:00 a.m. to 5:00 p.m. ET.